Health Plans

Health Plan Options

The Corporation has elected to purchase coverage through AORMA (Auxiliary Organizations Risk Management Alliance), and organization consisting of CSU auxiliaries. By participating in the AORMA plans, we are able to reduce our costs as well as reduce the potential for increased premium in the future.  The broker contracted by AORMA in securing these plans is Wells Fargo Insurance Services.  Several health plans, including health maintenance organizations (HMO's) and preferred provider organizations (PPO's), are offered through AORMA.  Information regarding the plans can be found in the (link to contact page CHR office).

Currently the following plans are available to eligible Corporation employees:

• Blue Cross – HMO (certain areas only)

• Blue Cross PPO- High Oprion (90/60)

• Blue Cross PPO-Low Option (80/60)

Each plan varies in coverage and cost; therefore, it is essential that you consider your personal and family needs before making a selection.  An Evidence of Coverage Booklet will be mailed to you upon enrollment in a health plan.  Additional copies are available upon request by contacting  CHR.

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Coverage Effective Date

Initial health enrollments are generally effective the 1st day of the month following the date the enrollment form is received by CHR.

Please note: Enrollments are processed on-line. You will receive ID cards directly from your health plan within 2-3 weeks from when they receive the enrollment data. You may be asked to pay your doctor or pharmacy bill up front without an ID card. You should keep your receipts and submit a reimbursement claim form to the carrier. If you do not receive your ID card after six weeks, please contact for CHR assistance.

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Employee Cost

The Corporation makes a substantial contribution toward the monthly gross premium cost. The employee is required to pay the difference (if any) between the Corporation’s contribution and total premium as shown in the rate sheet chart. Any out-of-pocket costs for monthly medical premiums will be automatically deducted from your paycheck on a pre-tax basis. Premiums and out-of-pocket costs are adjusted annually on January 1st.

You may also have co-pays and deductibles depending on your plan.

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Changing Plans

An "open enrollment" period is conducted annually in the fall. At this time employees can change health plans, and add or delete dependents. Changes are effective on January 1st of the following year. Employees are advised to carefully consider all factors when choosing a health plan. Plan changes are only allowed during open enrollment or in the event of an address change. Please notify CHR if you move out of a zip code because this may affect the availability of your health plan.

Find a Doctor

For Blue Cross PPO enrollees can go to the Anthem Blue Cross website. Then, click the icon to enter the site and then go to "find a doctor." 

You have the option to become a registered user and obtain individualized information regarding your account at your convenience.

Prescription Drug Benefits

All medical plans provide prescription drug benefits, either through a participating pharmacy or mail service prescription drug program. Information is available in your Evidence of Coverage (EOC) booklet. You may also contact the CHR office for more information.

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